Card machines for agricultural businesses

Reliable card payments for everything from animal feed to country clothing - competitive rates across a wide range of transaction values.

Common challenges

  • Mix of low and high-value purchases across different product lines
  • Rural location means 4G backup matters for connectivity
  • Chasing bank transfers for larger trade orders
  • Current card machine is unreliable or outdated
  • Want something straightforward for counter staff

Recommended solutions

Dojo

Pax A920

Compact, Andoid 7 Payment-only device with a 5-inch touchscreen. Built-in thermal printer along with Wi-Fi & 4G connectivity - ideal when payments need to be taken away from the counter. Configurable for integration and to take over-the-phone payments too

  • 5-inch HD touchscreen
  • Built-in printer
  • Wi-Fi and 4g connectivity
  • Contactless, chip & PIN, over-the-phone
  • Can be integrated with multiple POS systems
  • Android 7 payment-only terminal
Hardware
£0
Monthly
£25-35
Debit
0.6% typical
Credit
1.0% typical
Commercial
> 2.25% typical
International
2-3.5%
Per transaction
3–5p
Contract
negotiable

Shift4

Pax A800

Portable/countertop Android 10 terminal with 5.7-inch touchscreen and Payment & POS functionality. Built-in thermal printer along with Wi-Fi & 4g connectivity. Latest model from Pax includes on-screen merchant branding, intuitive over-the-phone payment flow, on-board POS features, as well as being configurable for full Shift4 POS integration (Dine & Delivery)

  • 5.7-inch HD touchscreen
  • Built-in printer
  • Wi-Fi & 4G
  • Contactless, chip & PIN, over-the-phone
  • Queue-Busting Fast Transacting
  • Only integrated with Shift4 POS
  • Latest Android POS & Payments
Hardware
£0
Monthly
Free for 1st machine
Debit
< 1.25% blended
Credit
< 1.25% blended
Commercial
< 1.25% blended
International
< 1.25% blended
Per transaction
0p
Contract
negotiable

Common questions from agricultural owners

We sell to both trade and retail customers - does one terminal cover both?

Yes. Whether it's a farmer buying a tonne of feed or a walker buying a pair of wellies, the same terminal processes both transactions. There's no distinction between trade and retail from the card machine's perspective.

We're in a rural location - will the terminal get a signal?

The 4G terminals work on mobile data networks. Rural coverage has improved significantly, but we check your specific location before recommending a solution. If 4G is marginal, a Wi-Fi-connected terminal on your shop's broadband is the fallback. Most agricultural merchants we've set up have had no signal issues.

We're in a rural location with patchy Wi-Fi - will the card machine work?

This is exactly why 4G connectivity matters so much. The portable terminals we recommend connect to multiple mobile data networks independently of your shop's Wi-Fi. As long as you have some kind of mobile signal from any of the UK's mobile networks, you'll be able to take reliable card payments. Setting up businesses in rural locations - including Farm Shops - is an uno speciality!

Some orders are £500+ for bulk feed or fencing - are the rates fair on larger transactions?

On a £500 order, the difference between 1.25% (£6.25) and 1.69% (£8.45) is £2.20. For agricultural merchants regularly processing higher-value orders, a lower blended rate saves significant money over a month. We compare providers specifically for your typical order values.

General questions about uno
Which card machine is right for my business?

It really does depend on how your business operates - there's no one 'best solution' for all, as a Fine Dining restaurant in Covent Garden has completely different operational requirements to a Market Trader in Glasgow's bustling Barras, or a Cardiff Arms Park pub. We make the effort to truly understand how your business actually operates - before recommending the best solution from a range of providers, not just one.

How much does a card machine cost?

It varies by provider and model. With some providers, your first card machine comes with no upfront cost, no monthly rental, and no per-transaction fees - so your only cost is the processing rate on each sale you make. Additional terminals - or those from other providers - may well carry rental or per-transaction fees. The exact cost depends on your terminal type, provider, and monthly card turnover. Because uno works across multiple providers, we compare the real-world, overall costs and then find the most competitive deal for your specific situation.

How long will it take for me to receive my takings?

We know for many UK independent buinesses cashflow is a daily struggle. We can offer various options, with settlement times ranging from just a few hours, to the full three days it takes providers to actually receive your customers money. Whatever your working requirements are, we'll find the ideal solution to match those needs.

Do all uno card machines accept contactless payments?

Yes. Every payment terminal we recommend accepts contactless payments, including Apple Pay, Google Pay, and standard contactless cards. Contactless is now the default way most customers pay in the UK.

Will I be able to take 'over-the-phone' payments?

For most merchant-types this will be offered as a default payment option, available on-screen along with contactless and Chip'n'Pin. There are a small number of exceptional businesess operational-types where this is not the case - but for most, 'over-the-phone' payments will be offered as standard.

How can we process refunds?

Any terminal uno suggests would allow you to easily identify the original transaction. If still within the same day as the sale, then the transaction could then be 'voided'(aka 'reversed'). Voids/Reverses are typically instantaneous. However, if that trading day's 'banking window' had closed (typically at Midnight) then it would technically be classed as a 'refund' - which would be subject to the bank's standard 3-5 processing timeframe to complete.

Will we need to do complicated PCI compliance like we do with our current provider?

The great news for you is none of the providers uno works with have complicated anything! For those that require PCI of any sort atall, it really is a simple, painless process that just takes a few minutes per year!

Am I locked into a contract?

Not with every provider. Several of the solutions we offer have no long-term contract - you can switch or cancel without penalty. We'll always be upfront about contract terms before suggesting you commit to anything.

How long does it take to get set up?

Most businesses are up and running within a few days. We handle the supply, installation, and configuration so you can focus on serving your customers. We walk you through everything on-site - so you're confident from day one.

Why go through uno instead of going direct to a provider?

Going direct means you only see a single provider's products, at a single provider's prices. Because uno works across multiple providers, we can genuinely compare options and recommend the solution that suits your business - not just the only one we happen to sell! You also get a dedicated point of contact for ongoing support.

Ready to find the right card machine?

We make the effort to your business, understand how you take payments, and recommend the solution that genuinely fits - not the one with the biggest commission.

Call 07395 451520 Get in touch